Welcome to MutualFund World...

Dear Friends,

Greetings.

Wish You n Family A Very Happy n Prosperous New Year. Let this new year brings all happiness and wealth.

Not to just wish you all in words, I wish to share my learning & experience to save, accumulate and grow our wealth.

This is just an introduction to Mutual Fund (or Paraspar Fund) an alternative investment. So far, most of us invest in gold, real estate or FD in banks/post office etc.

And Gold is very preferable investment across everyone. But with the recent price of the gold (it's peak in past 27 years), it doesn't seem to be good investment. More over, we all treating gold as just jewelery and not real investment. The price we are paying is more towards, the making charge, wastage, stones etc. Again after few years, the jewelery we got became old fashion - if we think of remaking it, its another big expense on it. Very few people really taking gold as investment and getting gold coins or bars. Even for that, we need to to keep in locker which again require fee. So it gold doesn't seem to be good investment.

Next if we think of real estate investment, it become a dream or life time achievement for many due to very high price. Even if we are having money, getting a plot with proper documents and maintain it become a big question. In spite all, only very few, doing successful investment in real estate and making good returns.

Apart from this, most of us either keeping money in our bank account (with paying fee to them higher than getting interest from them:) or doing FD.

So, what's the alternative investment, which can beat Inflation and get decent return? A few people into Stock market and doing successfully or somehow making good money. But rest of us, from somewhere learn/read about the other side of Stock market, we just always try to be away from it. If there is anything related to Sensex, index or market - we just ignore it as it's no matter to us!

- If someone who is well experience in stock market helping us to handle our investment
- Unlike gold, real estate, depends on our income, risk averse - if we can invest/redeem whenever we feel like
- If we could tap the opportunity of high growth sector in India like, infrastructure related industries: road, railway, port, airport, telecom, energy/power, banks, real estate
- with tax benefits on the investment
- with very low tax for the return/capital gain
- even if we could invest as minimum as Rs. 50 or 100
- invest monthly or half-yearly or every few months on specific date from our (NRE/NRO) bank account (which brings a financial discipline)
- depends on our age and expectations, if we could decide ration of allotment in terms of equity:debt
- if we can expect the possibility of 100% growth in few years

we all will interest towards the investment right! Yes Mutual Fund, is the investment which provides all the above options.

From now on, we are going to learn & grow in Mutual Fund as I'm currently doing.

For further info:
www.parasparfund.com (English)
www.parasparfund.in (in Tamil தமிழில்)

Warm Regards,
Anbu. S
parasparfund@gmail.com